Fidelity PayWithTransfer

Fidelity PayWithTransfer is a seamless payment solution that allows customers to make payments to in-store merchants directly via bank transfers. It leverages virtual accounts to simplify reconciliation, ensuring seamless settlement into the merchant's regular account.

Both customers and merchants can use PWT:

• Customers: Anyone with a Nigerian bank account can pay merchants using this method.
• Merchants: Business owners with a Fidelity account can accept payments via direct transfer to their regular or virtual account. This payment type can also be accepted via POS.

1. The merchant is onboarded or profiled to accept PayWithTransfer (PWT) as a standalone payment option or alongside POS by simply providing their Fidelity regular account details for seamless payment collection.
2. The customer makes a direct bank transfer using their banking app or USSD.
3. The merchant confirms the transaction by receiving a notification and completes the sale.

• More Payment Options – Give customers the flexibility to pay seamlessly via transfer.
• Instant Settlement – Receive funds in real-time, no delays.
• Zero Chargebacks – Payments are final, reducing fraud risks.
• Secure & Hassle-Free – No risk of chargebacks or reversals.
• Lower Costs – Enjoy seamless transactions with no extra hardware needed.

Offer convenience and speed—start accepting PayWithTransfer today!

• Existing Fidelity customers can be onboarded to start accepting PWT payments immediately.
• New merchants can sign up by opening a Fidelity business account here.

• Prompt transaction processing,
• instant settlement
• reduced chargeback.

Transactions are secure and processed instantly.

For enquiries, please call Fidelity Trueserve at 0700 343 35489 or email true.serve@fidelitybank.ng or visit any Fidelity branch closest to you.