Cookie Settings
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.

Click Here to read more about our privacy policy.

Always Active

Necessary cookies are required to enable the basic features of this site, such as providing secure log-in or adjusting your consent preferences. These cookies do not store any personally identifiable data.

Functional cookies help perform certain functionalities like sharing the content of the website on social media platforms, collecting feedback, and other third-party features.

Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics such as the number of visitors, bounce rate, traffic source, etc.

Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.

No cookies to display.

Advertisement cookies are used to provide visitors with customized advertisements based on the pages you visited previously and to analyze the effectiveness of the ad campaigns.

Other cookies are those that are being identified and have not been classified into any category as yet.

Diaspora Banking

We offer a distinctive array of products and services tailored to your banking needs both home and abroad.

BEGIN YOUR JOURNEY INTO FINANCIAL CONFIDENCE

Diaspora Banking

DIASPORA BANKING

Individual Bouquet

Savings Account

 

This savings account offers Nigerians in diaspora a great opportunity of saving more money back home.

Benefits

  • Zero Opening balance
  • Minimum Operating balance of N2, 000.00, $20.00, £10.00
  • Competitive Savings Interest Rate
  • Cheques and dividend lodgements
  • Fidelity Visa Debit ATM card on request
  • Access to all our e-channels (Internet banking, Point of Sale, ATM withdrawals)
  • E-mail alerts and statements
  • Option of a Nominee Resident Joint Signatory (e.g. spouse, brother or parent in Nigeria)
  • Financial advisory services
  •  

Accompanying Documents:

  • Duly completed Diaspora Account Opening Form
  • One Passport Photograph showing full face forward. (digital passports allowed)
  • Proof of identification. A notarized/certified copy of any of the following:
  • Valid Nigerian passport
  • Valid driver’s license
  • Valid national ID card or voters card
  • Valid foreign passport/driver’s license supported by a proof of Nigerian Nationality (either birth certificate, expired/valid Nig. Passport, drivers license or Voters card)
  • Proof of address. A notarized/certified copy of any of the following:
  • Stamped Bankers confirmation
  • Utility bill issued within last 3 months
  • Bank or credit card statement issued within the last three months.
  • Tenancy agreements/rent receipts

Please note that certification of Documents can be done by any of the following:

  • Notary Public/court/ lawyer/solicitor
  • Nigerian Embassy/High commission/Consulate in customer’s country of residence.
  • Your foreign bankers
  • Government Security Agencies
  • Commissioner for Oath

Current Account

 

This is a checking account that allows you to do more at home. It is a perfect fit for Nigerians in Diaspora who want to enlarge their Banking Horizon, accessing loans and other credit facilities.

Make that switch today.

Benefits

  • Zero Opening balance
  • Minimum Operating Balance of N5, 000.00, $30.00, £20.00
  • Allows payment orders to third parties
  • Access to all our e-channels (Internet banking, Point of Sale, ATM withdrawals)
  • E-mail alerts and statements
  • Standing orders for transaction and remittances
  • Ability to pay in cheques, dividend warrants to the account
  • Debit Visa Cards available on request
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
  • Access to credit facilities (Mortgages, loans against deposit)
  • Corporate Account option available
  •  

Accompanying Documents:

  • Duly completed Diaspora Account Opening Form
  • One Passport Photograph showing full face forward (digital passports allowed)
  • Proof of identification. A notarized/certified copy of any of the following:
  • Valid Nigerian passport
  • Valid driver’s license
  • Valid national ID card or voters card
  • Valid foreign passport/driver’s license supported
    by a proof of Nigerian Nationality(either birth certificate,
    expired/valid Nig. Passport, drivers license or Voters card)
  • Proof of address. A notarized/certified copy of any of the following:
  • Stamped Bankers confirmation
  • Utility bill issued within last 3 months
  • Bank or credit card statement issued within the last three months.
  • Tenancy agreements/rent receipts
  • 2 Nigerian Bank references from active current, domiciliary or corporate account holders (for current and domiciliary accounts only).
    Where certification of Documents is carried out by any of the following:
  • Notary Public/court/ lawyer/Solicitor
  • Nigerian Embassy/High commission/Consulate
    in customer’s country of residence.
  • Your Foreign bankers
  • Government Security Agencies
  • Commissioner for Oath

Sweeta Account

 

Fidelity Diaspora Sweeta Account is a unique and exciting offering for children with Nigerian Parent(s). This account for minors is tailored specifically to Nigerians’ living in the Diaspora to ‘Build wealth from the cradle for their children/guardians. Ages Zero- fifteen (0-15) years old.

Benefits

  • Zero Opening balance
  • Minimum Operating Balance N1,000.00
  • Get loyalty cash reward of N150,000 “School Fees Support”
  • Easy and flexible savings product
  • Convenient and easy access to savings
  • Helps to cultivate a good savings habit
  • Access to 24/7 efficient e-channels products and services
  •  

Accompanying Documents:

  • Clear passport photographs of the signatory and child
  • Birth certificate/registration of birth/baptismal certificate or International passport of the child
  • Proof of identification of signatory:
  • Valid Nigerian passport
  • Valid driver’s license
  • Valid national ID card or voters card
  • Valid foreign passport/driver’s license supported by a proof of Nigerian Nationality (either birth certificate, expired/valid Nig. Passport, drivers license or Voters card)
  • Proof of address. A notarized/certified copy of any of the following:
  • Stamped Bankers confirmation
  • Utility bill issued within last 3 months
  • Bank or credit card statement issued within the last three months.
  • Tenancy agreements/rent receipts
  • 1 Nigerian Bank reference from an active current, domiciliary or corporate account holder

Domiciliary Account

 

As a trusted and reliable partner, we offer you a foreign currency account back home that enables you do international transactions from wherever you are.
This offers you the unique flexibility of operating in US Dollars, British Pounds and Euro. Depending on the currency you prefer, inflows can hit designated account without being subjected to variations in local exchange rate.

Features & Benefits

  • Minimum account opening balance of $50, €50, £50
  • Minimum account operating balance of $30, €30, £20
  • Attractive interest rates on call/demand and fixed deposits
  • Access to Internet banking, email transaction alerts and statements
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
  • Standing orders
  • Investment facilitation services for shares traded on NSE
  • Draft issuance in foreign currency
  • You can also open a Domiciliary and a Naira current account
  •  

Accompanying Documents:

  • Duly completed Diaspora Account Opening Form
  • One Passport Photograph showing full face forward (digital passports allowed)
  • Proof of identification. A notarized/certified copy of any of the following:
  • Valid Nigerian passport
  • Valid driver’s license
  • Valid national ID card or voters card
  • Valid foreign passport/driver’s license supported by a proof of Nigerian Nationality (either birth certificate, expired/valid Nig. Passport, drivers license or Voters card)
  • Proof of address. A notarized/certified copy of any of the following:
  • Stamped Bankers confirmation
  • Utility bill issued within last 3 months
  • Bank or credit card statement issued within the last three months.
  • Tenancy agreements/rent receipts
  • 2 Nigerian Bank references from active current, domiciliary or corporate account holders (for current and domiciliary accounts only).
    Where certification of Documents is carried out by any of the following:
  • Notary Public/court/ lawyer/Solicitor
  • Nigerian Embassy/High commission/Consulate in customer’s country of residence.
  • Your Foreign bankers
  • Government Security Agencies
  • Commissioner for Oath

Diaspora Investment Fund

 

Make the most of your money and earn maximum returns when you invest US dollars in our Global Edge scheme.

Make that switch today!

Features & Benefits

  • Minimum investment threshold of $10,000
  • Interest rate up to 5% depending on amount and tenor
  • Standing orders for transaction
  • Safe & secure investment option
  • Deposit can serve as collateral for loans and advances
  • Funds are repatriatable
  • Designated personal banker

Fixed Deposit

 

This is designed to make your money profitable back home. Fix your Naira and foreign currency (GBP&EURO) at attractive interest rates.

Make that switch today!

Features & Benefits

  • This is designed to make your money profitable back home. Fix your Naira and foreign currency (GBP&EURO) at attractive interest rates.
  • Attractive interest rates depending on amount and tenor
  • Standing orders for transaction
  • Safe & secure investment option
  • Funds are repatriatable
  • Deposit can serve as collateral for loans and advances
  • Designated personal banker
  •  

Accompanying Documents:

  • Duly completed Diaspora Account Opening Form
  • One Passport Photograph showing full face forward (digital passports allowed)
  • Proof of identification. A notarized/certified copy of any of the following:
  • Valid Nigerian passport
  • Valid driver’s license
  • Valid national ID card or voters card
  • Valid foreign passport/driver’s license supported by a proof of Nigerian Nationality(either birth certificate, expired/valid Nig. Passport, drivers license or Voters card)
  • Proof of address. A notarized/certified copy of any of the following:
  • Stamped Bankers confirmation
  • Utility bill issued within last 3 months
  • Bank or credit card statement issued within the last three months.
  • Tenancy agreements/rent receipts
  • 2 Nigerian Bank references from active current, domiciliary or corporate account holders (for current and domiciliary accounts only). Where certification of Documents is carried out by any of the following:
  • Notary Public/court/ lawyer/Solicitor
  • Nigerian Embassy/High commission/Consulate in customer’s country of residence.
  • Your Foreign bankers
  • Government Security Agencies
  • Commissioner for Oath

Fidelity Diaspora Vantage Accounts

 

The Fidelity Diaspora Vantage accounts suite comes in 3 ranges – Silver, Gold and Platinum accounts.

This professional suite of products for Nigerians living abroad offers different segments to add value while saving funds in easy and flexible accounts.

 

Diaspora Vantage Silver Account

  • Zero Opening balance
  • Minimum Opening Balance of N500, 000.00
  • Allows payment orders to third parties
  • Business Account Option available
  • Access to all e-channels
  • Complementary Fidelity Diaspora Cheque Book
  • Fidelity Visa/Master Debit Card
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
  • Financial and business advisory services
  • 1% interest rate per annum if average balance is within or above minimum operating balance
 

Diaspora Vantage Gold Account

  • Zero Opening balance
  • Minimum Opening Balance of N150, 000.00
  • Allows payment orders to third parties
  • Business Account Option available
  • Access to all e-channels
  • Complementary Fidelity Diaspora Cheque Book
  • Fidelity Visa/Master Debit Card
  • Priority Pass (Access to over 600 airport lounges across the world)
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
  • Financial and business advisory services
  • 1.5% interest rate per annum if average balance is within or above minimum
    •  operating balance
 

Diaspora Vantage Platinum Account

  • Zero Opening balance
  • Minimum Opening Balance of N250, 000.00
  • Allows payment orders to third parties
  • Business Account Option available
  • Access to all e-channels
  • Complementary Fidelity Diaspora Cheque Book
  • Fidelity Visa/Master Debit Card
  • Priority Pass (Access to over 600 airport lounges across the world)
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
  • Financial and business advisory services
  • 2.0% interest rate per annum if average balance is within or above minimum
    •  operating balance
  •  
Download Account Forms

DIASPORA BANKING

Business Suite

Corporate Current Account

 

Our Corporate current account designed for business owners with registered Companies in Nigeria seeking dependable and convenient banking services.

Benefits

  • Zero Opening balance
  • Minimum Operating Balance of N10, 000.00
  • Allows payment orders to third parties
  • Electronic transaction alerts and monthly statement
  • Access to all e-channels products (online banking)
  • Standing orders for transaction and remittances
  • Ability to pay in cheques, dividend warrants to the account
  • Monthly statement
  • Fidelity Debit Cards available
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
  •  

Documentation Requirement:

  • Notarised Valid ID
  • One passport photo for each signatory
  • Notarised Utility bill
  • Certificate of incorporation
  • Memorandum of article (certified true copy)
  • Form CO7 (Particulars of Director)
  • Board Resolution (Appended with company seal)
  • KYC on Nigerian Supporting address

Fidelity Current Account Plus (Corporate Diaspora)

 

Features and Benefits:

  • Zero Opening balance
  • Zero COT
  • Minimum balance of N500, 000.00 only
  • 0.5% interest Per annum
  • Free initial cheque book
  • Fidelity Diaspora Visa Debit Card (dual currency)
  • Access to all e-channels products (online banking)
  • Allows lodgements of cheques and dividend warrants
  • Ability to pay in cheques, dividend warrants to the account.
  • Electronic transaction alerts and monthly statement
  • Debit Visa Cards available
  • Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
  • Financial advisory services
  •  

Documentation Requirements:

  • Notarised Valid ID
  • One passport photo for each signatory
  • Notarised Utility bill
  • 2 Corporate References
  • Certificate of incorporation
  • Memorandum of article (certified true copy)
  • Form CO7 (Particulars of Director)
  • KYC on Nigerian Supporting address

Get Started

Apply Online for a new Fidelity Diaspora Current Account Plus or download an account opening form. Duly completed Account Opening form and accompanying documents should be scanned and sent to diasporacustomerservice@fidelitybank.ng or call: +234-1-2701936, +2349070003361.

Fidelity bank Diaspora business suite
Download Account Forms

DIASPORA BANKING

Online Banking

Fidelity Online banking allows 24/7 access to your account(s) from the convenience of your home, office or any location all over the world. To use this service, all you require is an internet enabled phone, PC or Laptop.
Most of the transactions that are carried out in the bank branches can now be carried out through internet banking.

Perform transactions with ease

  • Account balance enquiry on all your accounts
  • Account statement generation
  • Funds transfer between own accounts
  • Funds transfer to other accounts in Fidelity Bank (Third party transfers)
  • Funds transfer to other Nigerian bank accounts (Inter-bank transfers)
  • Airtime top-ups, Bill payments, Customs duty

DIASPORA BANKING

Foreign Account Tax Compliance Act (FATCA)

This is to inform you of the Foreign Account Tax Compliance Act (FATCA) of 2010.
FATCA is a US initiative designed to promote tax compliance and uncover offshore tax avoidance by US persons. It is a new chapter in the U.S. Internal Revenue Code.
It seeks to identify U.S. taxpayers having accounts at Foreign Financial Institutions (FFIs) and attempts to enforce reporting of those accounts to the US Tax authority.
Fidelity Bank is a Foreign Financial Institution. The banks has registered and entered into agreement with the United States Inland Revenue Service (IRS) to, among other things, identify and document accounts held directly or indirectly by US persons and then report certain account information to the IRS.

A likely US person is a customer that has the following criteria (indicia):

  • U.S. citizenship or lawful permanent resident (green card) status.
  • U.S. Place of Birth.
  • U.S. resident address or U.S. mailing address (including a U.S. post office box).
  • U.S. telephone number.
  • Standing instructions to transfer funds to an account maintained in the United States.
  • An “in care of” address or a “hold mail” address that is the sole address with respect to the customer.
  • A power of attorney or signatory authority granted to a person with a U.S. address.
A Joint account is a U.S account if one of the account holders is a U.S. person.
A corporate/entity account is a U.S account if one of the directors/promoters is a U.S. person and has at least 10% or more holding in the company. The bank is obliged to provide certain information to the IRS on U.S accounts and for those unwilling to provide the required information a 30% Withholding tax on certain payments of U.S. sourced income will apply. Such customer will be termed a Recalcitrant. If you present any of the criteria (indicia) listed above, you will be required to fill and submit the applicable forms below or download from the IRS website here.

Completed forms should be scanned and sent to true.serve@fidelitybank.ng or diasporacustomerservice@fidelitybank.ng or to the account holder’s relationship officer.

DIASPORA BANKING

Diaspora Banking FAQ

Yes, you can by sending a signed request and providing supporting documentation.

Nigerian citizens residing legally abroad

You can credit your diaspora account directly from your bank abroad via wire transfers using our offshore bank details or through any International Money Transfer Operator. Our E-channels are available for you to access your account.

There is no limit to how much you can transfer into your account(s)

This requirement is in line with the CBN directives on ‘Know Your Customer’

Yes, you can choose a joint nominee signatory, allowing your spouse, relative, or friend to manage the account either on your behalf or together with you.

Accounts can be opened in NGN, USD, GBP and EUR

The currency will be the local currency of your country of residence.

It can be collected at any Fidelity Bank branch, or you can authorize a proxy to pick it up on your behalf.

Similar Interests

Investors Relations

Stay in touch with our financial report and keep track of our progressive journey.

CSR

We are building stable and prosperous communities that help shape the future.

Careers

Begin your journey to evergreen opportunities at Fidelity.

Scan to Open an Account