Personal Loan
Fulfil your personal goals with our personal loan
Personal Loan
This is a salary based personal loan to individuals in private and public organizations whose salaries are domiciled with the bank.
Requirement & Eligibility
Terms & Features
Channels
Non-Fidelity customers whose salaries are processed via payroll companies like REMITA, Tenece, Veripay, e.t.c can access the loan by opening an account and dialing the USSD *770*08#
Interested in Fidelity Personal Loan
kindly fill the form below
FAQs
It is a digital loan targeted at salary earners who meets the Bank’s eligibility criteria.
12 months
Request is made by dialing the USSD code *770*08#
You can get Up to 40% of net Annual salary subject to a maximum of N5m
Interest rate is 2% per month or 24% per annum, Management Fee of 1% and Insurance Fee of 1.5%
Yes. Customers are at liberty to pay off their facility at their convenience
You can liquidate by dialing the USSD code *770*08# and select pay loan option
If your salary is processed via Remita, Tenece, E-tranzact, veripay you can apply for a Personal loan. Please note that you need to open a Fidelity bank account for the loan to be disbursed.
